DTA Standards exposure drafts (tranche 3)

The Reserve Bank has released the final tranche of draft standards and guidance for the Deposit Takers Act regime. The package covers capital, internal models, operational resilience, outsourcing, disclosure and related-party exposures.

This is a technical consultation on whether the drafts implement existing policy correctly, whether the guidance is clear and complete, and whether the wording creates unintended operational consequences. It is not a reopening of the broader policy decisions.

These standards would set detailed prudential obligations for deposit takers when the new regime takes effect.

Technical defects or unclear guidance could create compliance problems or unintended risks across the financial system.